Who might be described as a covered entity?

A pharmacist is considered a covered entity under HIPAA (Health Insurance Portability and Accountability Act) guidelines because they are directly involved in the healthcare process, specifically in the handling and dispensation of medications to patients. Covered entities are defined as healthcare providers who transmit any health information in electronic form in connection with a HIPAA transaction, healthcare clearinghouses, and health plans. Pharmacists fit into this category as they manage personal health information (PHI) and are subject to HIPAA regulations regarding the privacy and security of that information.

In contrast, a financial institution, a school, and a technology company do not typically engage in the primary functions that classify them as covered entities under HIPAA. While some may handle personal information, they do not fall within the specific definitions that apply to healthcare providers, making a pharmacist the most relevant example of a covered entity in this context.